Finding the right home at the right price is just one part of a real estate transaction. Prudential Orchid Isle Properties is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 808-960-3198 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain typical fees accompanying closing the sale of a house. These costs are usually split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Hawaii to help show you through your process.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing real estate in Hawaii County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not astonished when you show up at closing time. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates of concern.

Prudential Orchid Isle Properties 101 Hualalai St Hilo, HI 96720
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